We know that there are plenty of ways to save money, but we don’t always want to do the things to save the money.
But nonetheless, most people want (or need) to save money. Your reasons for wanting to save money may vary. You may be trying to save up for a car, pay off student loans, or save up for a house. Rest assured, there are easy ways to save money.
We are still saving for our dream home, and in the process I have searched high and low for money saving tips to help reach our goal. I’m still far from an expert on finances, but I was able to find a few simple ways to save money that did not require major lifestyle changes.
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There are so many ways to stream your favorite shows that it is hard to justify spending money on traditional tv, making this one of the easiest ways to save money. When we moved, we decided that since we hardly ever watched it anyways, that cable tv was an expense we could do without. We just couldn’t make sense of paying $100+ a month on a service we rarely used.
There are a ton of different ways to stream shows and movies. We pay 13.99 a month for Netflix (which we were paying even when we had cable) and they have plans that are even cheaper than that. We also use my sister-in-laws Hulu account for streaming shows and movies that Netflix doesn’t offer.
Props to you if you can get someone’s Netflix and Hulu information and not have to pay for it yourself.
CONSIDER GETTING RID OF WIFI
I know that this one sounds absolutely bonkers, but hear me out.
We have unlimited data on our iPhones through our service provider, Verizon Wireless. With that data, I am able to run a hotspot off of my phone and connect it to our smart tv. With the hotspot connected to the tv, we can run Netflix, Hulu, or any other streaming service the same way we could if we had WiFi.
After 15GB of mobile hotspot has been used, the data speed for the hotspot is supposed to slow down. Honestly, we don’t notice much of a difference in the speed.
Using our mobile hotspot instead of WiFi works great for us and it saves us around $100 a month!
MAKE COFFEE AT HOME
I love a fresh cup of coffee in the morning as much as the next guy, but $4 a day adds up pretty quick. Next time you need a pick-me-up, consider skipping Starbucks and making your coffee at home. You can get a pretty standard coffee maker pretty cheap or you can get something a little nicer, like a Keurig.
You may think $4 a day is no big deal, but when it comes to ways to save money, making your coffee at home can save you around $1000+ a year!
CANCEL YOUR GYM MEMBERSHIP
Some people actually use their gym membership, and that’s great! They are getting their money’s worth. But do you use your gym membership? Or is it just another thing taking $30-40 out of your account every month?
If you find yourself skipping the gym most of the time, maybe you should skip the costs all together and work out at home. There are a ton of YouTube channels and free workouts online that do not require any equipment. You can always buy some dumbbells or resistance bands to spice up your home workout if you want. This may only save you around $400 a year, but every little bit counts when you are trying to save!
PACK YOUR LUNCH
I love going out to eat. Dine-in or to-go, it doesn’t matter to me, I just love it. While I was attending college classes four days a week, I was buying lunch every. single. day.
The costs seemed small individually. Five bucks here at Chick-Fil-A, six bucks there at Burger King, but the costs quickly started adding up. My husband was guilty of the doing the same thing as well while he was at work.
$6-7 a day for his average work week at his previous job (5 days a week) adds up to around $120 a month on buying lunches. That’s close to $1500 a year we were just wasting! Not to mention we were gaining weight, but that’s beside the point.
Now, we pack his lunch the night before and he eats sandwiches or leftovers instead of going out to eat. We also waste less food with him taking the leftovers for lunch.
GROCERY SHOP WEEKLY
Before we started grocery shopping weekly, I was making daily trips to the grocery store. I had become friends with the cashiers because they were used to seeing me everyday. I had grown to hate the store itself and I hated how much money I was constantly spending there! Shopping weekly (or better yet, monthly) is one of the best ways to save money.
Now, I sit down at the end of the week and decide what we will have for dinner each night for the coming week. I make a list of the things we need, including household items and items for the baby, and I head off to the store.
Grocery shopping weekly saves us a ton of time and reduces the chance of impulse buys by running to the store every single day.
BUY IN BULK
While we are on the topic of shopping, there are a lot of things you should be buying in bulk. Toilet paper, paper towels, and diapers are just a few things you should be stocking up on when you see a sale. Pretty much anything non perishable is fair game when it comes to buying in bulk.
However, meat is also a great example of something you should always try to buy in bulk if you spot a good deal! Just freeze what you aren’t going to immediately use and you’re good to go.
Tip: Don’t be fooled by bigger containers. Make sure you pay attention to the unit price sticker when checking the prices on items. Sometimes the bigger container isn’t always the better deal.
RECONSIDER YOUR VEHICLE
I love a new car, I don’t know why, I just do. My car is still fairly new and in good condition, yet I find myself looking at newer cars (SUVS specifically) even though a high car payment is not something we can afford right now.
Luckily, my husband is not near as materialistic as I am. He was the one to suggest he get rid of his nice truck (and the $400 monthly payment that comes with it). Getting rid of his truck was not something that we needed to do financially, but he decided the extra $400 a month could be better spent elsewhere.
He started looking around for cheap older trucks and was able to find something to fit his needs pretty quickly. The truck still needs a little work before it can replace his every day driver, but it will save us around $4,800 a year after he gets it running correctly and sells his other truck.
MAINTAIN YOUR VEHICLE
A little car maintenance can go a long way. Changing your oil is a lot easier (and cheaper) than having to replace the whole engine.
You can save even more money by changing the oil yourself if you know what you are doing.
Not only is drinking water better for you, but it can also help you save money. Sodas are an unnecessary expense to your grocery bill.
Buying water by the gallon is cheaper than buying bottled water at most stores, and better for the environment. If you want to save even more money, you can buy a refillable water pitcher pretty cheap. I love my water pitcher and rarely need to buy bottled water.
There are a lot of ways to save money, but these are a few of the ones I have found to be the easiest and most do-able.
What are some simple ways your family saves money?